Consolidated Comprehensive Income Statement

EURm	Note	1–12/2009	1–12/2008
Insurance premiums written	1, 8	4,479	4,350
Net income from investments	2, 10, 18	1,155	275
Other operating income		20	23
Claims incurred	3, 8	-3,105	-3,355
Change in liabilities for insurance and investment contracts	4	-633	-667
Staff costs	5	-510	-494
Other operating expenses	6, 8	-495	-532
Finance costs		-87	-66
Share of associates’ profit/loss		1	2
Profit before taxes		825	870

Taxes	21, 22	-184	-195

Profit for the period		641	675

Other comprehensive income for the period	23, 24
Exchange differences		123	-248
Available-for-sale financial assets		2,989	-3,029
Cash flow hedges		-3	15
Income tax relating to components of other comprehensive income		-326	333
Other comprehensive income for the period, net of tax		2,782	-2,928
Total comprehensive income for the financial year		3,423	-2,254
Profit attributable to
Owners of the parent		641	675
Non-controlling interests		0	0
Total comprehensive income attributable to
Owners of the parent		3,423	-2,254
Non-controlling interests		0	0
Basic earnings per share (eur)	9	1.14	1.18